Take Care not to Get Hurt on Cruise Vacations

Cruise ships may offer time off from the busy and hectic work life, but it still comes with the risks of being involved in accidents. Despite safety precautions and procedures that the cruise ship and their staff maintain, accidents are still unavoidable, and through the years reports about such unfortunate incidents have been increasing. Some of the most commonly reported accidents or incidents reported while on a cruise ship are food poisoning, drowning accidents, slip and fall accidents, and even physical assault cases. Often, the liable parties are the cruise ship liner and their staff for either failing to uphold their responsibility of ensuring the safety of their passengers or their reckless actions that lead to the passenger’s injuries.

The liabilities of the cruise line are evident if the accident occurred onboard the ship, but the responsibility can be different when the accident occurred during an on-shore excursion. Being injured on a cruise ship excursion can lead to serious and even life-threatening injuries. A great majority of these cases often involve several different liable parties, and a thorough investigation is necessary in order for all of these at-fault parties to be held responsible for the accident and injuries.

It is important to know that even if the accident did not occur of the cruise ship, the company is still liable because they have the responsibility to inform and warn their passengers about the dangers that they might encounter when disembarking in a port. Avoiding responsibility through the cruise waivers are one way that cruise ship transfer the blame to the victim, which they would argue as releasing them from any liability. They may furthermore state that contractor supervising the shore excursion in an independent contractor that does not have legal ties with the cruise ship company, thus cleaning them of any responsibility. Regardless of what the waiver states, if the accident was caused by negligence or recklessness, then the party or parties involved should be held accountable for their actions.

Evidence and Compensation in Personal Injury Claims

Personal injury claims are generally filed in order to get compensation from the person at fault for an accident. This compensation is used to pay for damages that the victim has suffered because of the accident. There are ways that insurance companies compute compensation for damages, and some things they highly consider are the type of injury and the nature of the medical treatment. These factors can help them specify the extent of the pain and suffering that you (the victim) have experienced.

According to the website of Habush Habush & Rottier S.C. ®, providing proof of pain and suffering is the best way to estimate the amount of compensation that can be awarded to you. Documentation and evidence are the key to creating proof: medical records, photographs, and notations will demonstrate the degree of the damages that the accident caused. These documentations should be done thoroughly so that negotiations and explanations to the insurance adjuster are easier and more coherent. In courts, jury or judges often choose to see concrete evidence of pain and suffering to be able to grant compensation to the victim.

Being prescribed medications for handling the pain caused by the injuries are strong indicators that the physician considered the injury significant enough to warrant pain medications. The website of Williams Kherkher further emphasizes the importance of keeping up with medical checkups and scheduling appointments because they prove that the injury needed continuous medical attention and that the injuries sustained was ongoing.

However, long-term or permanent injuries may be more difficult to compensate since it is impossible to get complete “recovery.” According to the website of Abel Law, in these instances, insurance companies who wind up having to pay compensation view long recovery periods as having higher compensation pay. Since memories and details about the accident and subsequent treatment can fade quickly, having proof of pain and suffering through detailed documentation would be vital to your injury claim.